Pricing

Start free.
Pay only when your seat is confirmed.

Your portfolio analysis is always free. One flat fee for your whole trip when you're ready to book — not per person like everyone else. Or subscribe for ongoing intelligence toward your next trip.

Free
Understand what your portfolio is worth and what you can book right now.
$0
Always free. No credit card required.
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What's included
✓
Portfolio valuation
Combined value across all your programs — conservative and optimized.
✓
Trip matching
See which trips you can Book Now, Track, or Build Toward.
✓
Gap preview
See how many points you need to reach your goal.
✓
No account required
Enter your balances and see your results immediately.
Most Popular
Concierge
For travelers ready to book now. We handle the whole trip with you, and confirm your seat before anything irreversible.
From $59 per trip
One flat fee for your whole party. Scales with trip value — see tiers below.
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What's included
✓
Your full value, up front
See exactly what your trip is worth and what you'll save before you commit to anything.
✓
Seat confirmed before you transfer
We confirm your seat is genuinely bookable before any points move — so you're never left with stranded points.
✓
The whole trip, handled with you
Outbound, hotel, and return — we guide the entire booking alongside you, start to finish.
✓
You approve every irreversible step
Nothing that can't be undone happens without your confirmation. You're always in control.
✓
One flat fee for your whole party
Not per person. Bring your family or travel companions at no extra charge.
✓
Pay only when it's confirmed
Your fee is charged after your seat is secured — never before.
Advisor
Ongoing portfolio intelligence for users building toward a future trip.
$19 / month
Or $169/year — save $59.
Start Advisor
What's included
✓
Full Plan
Personalized paths to your goal — fastest, most economical, and no-new-card options.
✓
Progress monitoring
Your Plan updates automatically as your balances grow toward the goal.
✓
Award space alerts
We notify you when availability opens on your target route.
✓
Transfer bonus notifications
Know when Chase or Amex is running a bonus to the program you need.
✓
Up to 2 simultaneous goals
One flight goal and one hotel goal active at the same time.
✓
10% off Concierge
When your Plan gets you to Book Now, your Advisor subscription saves you money on execution.

Concierge — Booking Tiers

One flat fee for your whole trip, scaled to the value we unlock. Never per person.

Charged only after
your seat is confirmed.
Standard
Trips under $1,500 in value
$59
Flat, per trip.
Your whole party included.
Domestic trips, short-haul award flights, standard hotel stays. The whole trip handled with you, seat confirmed before you pay.
Most Common
Premium
Trips $1,500–$5,000 in value
$149
Flat, per trip.
Your whole party included.
International economy, domestic business class, premium hotel stays. The full trip handled with you from start to confirmed booking.
Elite
Trips over $5,000 in value
$249
Flat, per trip.
Your whole party included.
International business and first class, luxury hotel redemptions, multi-program trips. The most complex bookings, handled with you.

What's included at each tier

Free Concierge Advisor
Portfolio valuation ✓ ✓ ✓
Trip matching (Book Now / Track / Build Toward) ✓ ✓ ✓
Gap analysis Preview ✓ ✓
Full Plan with multiple paths — — ✓
Progress monitoring toward goal — — ✓
Award space alerts — — ✓
Transfer bonus notifications — — ✓
The whole trip booked with you — ✓ —
Seat confirmed before you transfer — ✓ —
One flat fee for your whole party — ✓ —
10% off Concierge — — ✓
Simultaneous goals — — 2 (1 flight + 1 hotel)

Common questions

Can I use Concierge and Advisor together?
Yes — and they're designed to work together. Advisor monitors your portfolio and builds your Plan until you're ready to book. When your Plan reaches the Book Now state, Concierge guides the execution. Advisor subscribers also receive 10% off every Concierge session.
Does Concierge actually book the trip for me?
We handle the whole trip alongside you — the outbound, the hotel, and the return — and you approve every irreversible action. You log into your own accounts, and you give the final go on anything that can't be undone. Automated where it helps, confirmed by you where it matters.
What if the award seat disappears during my session?
Concierge includes an exception handler for exactly this situation. If award space changes during your session, we guide you through the recovery options — including how to get your points back if a transfer hasn't occurred yet.
Is the Concierge fee per person or per trip?
Per trip — one flat fee covers your whole party, whether you're traveling solo, as a couple, or as a family. Most services charge per passenger; we don't. And you're only charged after your seat is confirmed, never before.
Does Pointfolio earn commissions on credit cards?
No. Pointfolio has no affiliate relationships with any credit card issuer, airline, or hotel program. Our only revenue comes from Concierge fees and Advisor subscriptions. That structure is what makes our analysis independent.
Can I cancel Advisor at any time?
Yes. Monthly subscriptions cancel at the end of the current billing period. Annual subscriptions are non-refundable but you retain full access through the end of the year.
What programs does Pointfolio support?
Pointfolio supports all major transferable currencies (Chase Ultimate Rewards, Amex Membership Rewards, Capital One Miles, Citi ThankYou, Bilt Rewards) and the most valuable transfer partners including Virgin Atlantic, Flying Blue, Aeroplan, World of Hyatt, Hilton, Marriott, United, Delta, and more.

No affiliate fees. No card recommendations. No hidden incentives. The most accurate analysis of what your points are worth.